توێژینەوەیه‌كی زۆر به‌پێزی زانكۆی سلێمانی خرایه‌ لیستی توێژینه‌وه‌ ڕێنیشانده‌ره‌كانه‌وه‌ ‌



توێژینەوەیه‌كی زۆر به‌پێزی زانكۆی سلێمانی خرایه‌ لیستی توێژینه‌وه‌ ڕێنیشانده‌ره‌كانه‌وه‌ ‌

 [email protected]

مامۆستا (یادگار طه محمد حمه‌خان)  پسپۆری ئه‌كادیمی وپراكتیكی له‌ بواری كارگێڕی كار له‌ به‌شی ئابووری كۆلێجی كارگێڕی و ئابووری. یه‌كێك له‌ توێژینه‌وه‌كانی كه‌ له‌ چوارده‌هه‌مین گۆڤاری زانستی(Financial Innovation( بڵاوكرا بووه‌وه‌، خرایه‌ لیستی توێژینه‌وه‌ ڕه‌سه‌نه‌كان بۆ ڕێنیشاندان و ئاماده‌كردنی خشته‌كان، گرافه‌كان، فگه‌ره‌كان، له‌ دوای هه‌ڵسه‌نگاندنێكی ورد و ته‌واو و دڵنیابوون له‌ ڕاستی و دروستی، له‌سه‌ر جێبه‌جێكردنی میتۆدی

Partial Least Squares Structural Equation Modelling )PLS-SEM) is a causal-predictive approach to SEM that emphasizes prediction in estimating statistical models, whose structures are designed to provide causal explanations (Hair et al., 2019).

هه‌ڵسه‌نگاندن و بڵاو كردنه‌وه‌ی ئه‌م توێژینه‌وه‌یه‌ له‌ لایه‌ن ده‌سته‌ی دامه‌زرێنه‌ری سۆفتوێری (SmartPLS)  ه‌وه‌ كراوه‌.

SmartPLS is one of the leading software tools for Partial Least Squares Structural Equation Modelling (PLS-SEM) (Ringle et al., 2015)

توێژینه‌وه‌كه‌ به‌ ناونیشانی:

 

The Effect of Individual Factors on User Behaviour and The Moderating Role of Trust:

An Empirical Investigation of Consumers’ Acceptance of Electronic Banking in The Kurdistan Region of Iraq

 

Abstract

 The popularity of self-service technologies, particularly in the banking industry, more precisely with electronic banking channel services, has undergone a major change as individuals' lifestyles develop. This change has affected individuals’ decisions about accepting any new Information Technology, and Information Communications Technology services that are electronically mediated, for example, E-Banking channel services. This study investigates the effect of Individual Factors on User Behaviour, and the moderating role of Trust in the relationship between Individual Factors, and User Behaviour based on the Unified Theory of Acceptance and Use of Technology. This research proposes a model, with a second-order components research framework. It improves current explanations of the acceptance of electronic banking channel services. Furthermore, this study highlights the role of trust on the acceptance of electronic banking channel services, which is the most crucial consideration in customers’ decisions to accept electronic banking channels services. Thus, trust is the spine of the system in the Kurdistan Region of Iraq. Data were collected using an online questionnaire that received476valid responses from academic staff who work at the University of Sulaimani. The model tested data using the Partial Least Squares-Structural Equation Modelling approach. The results show that Individual Factors have a positive effect on User Behaviour. Besides, results show that trust moderates the relationship between Individual Factors and User Behaviour.

 

*توێژه‌ر سوپاسی بێپایانی خۆی پیشکەش ئەکات بە هه ر‌یه‌ك له به‌ڕێزان:

1-  (سه‌رۆكی زانكۆی سلێمانی) بۆ هه‌وڵ وماندووبوو‌نی به‌رده‌وامی له‌ پێشخستنی زانكۆی سلێمانی وهاندانی مامۆستایانی زانكۆ بۆ ئه‌نجامدانی توێژینه‌وه‌ی زانستی له‌ گۆڤاره‌ ئاست به‌رزه‌كاندا كه‌ فاكته‌ری كاریگه‌ریان هه‌یه‌.

2-  (پرۆفیسۆری یاریده‌ده‌ر دكتۆر كاوه‌ محمد جمال رشید) بۆ هه‌وڵ وماندووبوو‌نی به‌رده‌وامی له‌ پێشخستنی كۆلێجه‌كه‌مان.

3-   ستافی بەشی ئابووری: سەرۆک بەش و مامۆستایان و معيد و فه رمانبه ره‌  به ڕيزه كان .

4-  به‌شداربووانی ئه‌م توێژینه‌وه‌یه‌ و سه‌رجه‌م مامۆستایان و فه‌رمانبه‌رانی زانكۆی سلێمانی.

 

لینكی لیسته‌كه‌ له‌ سه‌ر وێبسایتی سۆفتوێره‌كه‌:

https://www.smartpls.com/documentation/literature/applications

 

لینكی توێژینەوەكە: 

https://jfin-swufe.springeropen.com/articles/10.1186/s40854-020-00206-0

 

لینكی توێژینه‌وه‌كانی توێژه‌ر:

1-   https://www.sciendo.com/article/10.2478/fiqf-2020-0006

2-   https://www.sciendo.com/article/10.2478/fiqf-2019-0013

3-   https://journal.ke.hu/index.php/rbs/article/view/2333

4-   https://jfin-swufe.springeropen.com/articles/10.1186/s40854-020-00206-0

 

 

سه‌رچاوه‌كان:

 

Hama Khan YM (2019) An essential review of internet banking services in developing countries. e-Finanse 15(2):73–86. https://doi.org/10.2478/fiqf-2019-0013

Hamakhan YM (2020) An empirical investigation of e-banking in the Kurdistan Region of Iraq: the moderating effect of attitude. Financ Internet Q 16(1):45–66. https://doi.org/10.2478/fiqf-2020-0006

Joseph F. Hair, Jeffrey J. Risher, Marko Sarstedt, Christian M. Ringle, (2019) "When to use and how to report the results of PLS-SEM", European Business Review, Vol. 31 Issue: 1, pp.2-24, https://doi.org/10.1108/EBR-11-2018-0203.

Khan YH (2018) A short review of the electronic banking system. Reg Bus Stud 10(1):13–37. https://doi.org/10.33568/rbs.2333

M. Hamakhan, Y.T. The effect of individual factors on user behaviour and the moderating role of trust: an empirical investigation of consumers’ acceptance of electronic banking in the Kurdistan Region of Iraq. Financ Innov 6, 43 (2020). https://doi.org/10.1186/s40854-020-00206-0

Ringle, C. M., Wende, S., and Becker, J.-M. 2015. "SmartPLS 3." Boenningstedt: SmartPLS GmbH, http://www.smartpls.com.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 





 2021-04-14
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